Direct Loan of Rate Of Interest

REVISION OF INTEREST RATE ON LOANS AND ADVANCES AS UNDER WOULD BE APPLICABLE EFFECT FROM 01.03.2023
Purpose of Loan		Existing Rate Of Interest			Revised Rate Of Interest
		OSCB to CCB	CCB to PACS	PACS TO Member	OSCB TO CCB	CCB TO PACS	PACS TO Member
1	MT/LT Loans to PACS for Availing Fixed Assets/ Equipment/ Machineries/ construction of Office Building (Own Resource)		10.50	10.50		10.50
NON Farm sector (Own Resourses)
2)	Cash Credit Loan
a)	For Fertilizer/Seed Business		12.00			12.00
b)	For Paddy Procurement
c)	For Consumer Business		10.50	11.50		10.50	11.50
d)	For SHG/JLG					10.00	12.00
3	MT NA Loan to Salary Earner Society
a)	Financing Directly to ECS		11.00	12.00		11.00	12.00
b)	Financing to ECS of CCB Employees		11.00	12.00		11.00	12.00
4	ST Handloom Credit Limit to WCS/SHGs		11.00	12.00		11.00	12.00
5	SHG/JLG/TFG		10.00	12.00		10.00	12.00
6	Vehicle (SRTO Loan)		10.00	12.00		10.00	12.00
7	House Building Loan (Fixed)
a)	Up to 5 Years		10.50	12.00		8.50	8.50
b)	5 Years to 10 years		10.50	12.00		8.50	8.50
8	Consumer Durable Loan		11.00	12.00		11.00	12.00
9	Education Loan
a)	Up to 4.00 Lakh		10.50	12.00		10.50	12.00
b)	Above Rs 4.00 Lakh		10.50	12.00		10.50	12.00
10	Personal Loan to Salaried Person		10.00	12.00		10.00	12.00
11	Business Loan		10.50	12.00		10.50	12.00
12	Loan Against Property		10.50	12.00		10.50	12.00
Farm Sector (Own Resources)
13	Farm Sector (to PACS), Minor Irrigation/Land Development/Dry Land Farming/ West Land Development/ SGSY/SC/ST action plan/Organic farming/Contract Farming Under Agricultural Export Zone/Aromatic And Medical Plants/Rural Housing & Farm Mechanism		10.00	11.50		10.00	11.50
14	Gold Storage/Rural Godown		10.00	11.50		10.00	11.50
15	Agri Clinic & Agri Business Centre		10.00	11.50		10.00	11.50
16	SHG/JLG/TFG		10.00	11.50		10.00	11.50
17	Agriculture Term Loan Dairy/Poultry/Fishery/Goatary/Mushroom Cultivation/Farm Mechanism		10.00	11.50		10.00	11.50

Direct Finance Purpose of Loan		Existing Rate Of Interest		Revised Rate Of Interest
Direct Finance to Individual		OSCB to CCB	CCB to Individual	OSCB to CCB	CCB to Individual
1	Loan Against Postal Security
i)	Other than Staff		10.50		10.50
ii)	Staff of CCB		10.00		10.00
2	Pledge of Gold Ornaments
i)	Other than Staff		10.50(9.50)		8.10
ii)	Staff of CCB		10.00(9.00)		7.60
3	Consumer Durable Loan		11.50		11.50
4	Cash Credit Loan to Individual		11.50		11.50
5	Term Loan to Individual (SSI/Term/Working Capital)		11.50		11.50
6	SRTO		10.00		10.00
7	Car Loan				9.00
8	HBL Loan(Fixed)
i)	Up to 5 years		10.00		8.50
ii)	5 years to 10 years		10.00		8.50
9	Education Loan
i)	Up to 4 Lakh		11.00		11.00
ii)	Above 4 Lakh		11.00		11.00
10	Personal Loan		11.50		11.50
11	Loan Against Property		11.50		11.50
12	SHG/JLG Loan to Individual		12.00		12.00
13	Loan to Staff
i)	Motor Cycle Loan		10.00		10.00
ii)	H. B Loan		10.00		8.25
iii)	Personal Loan		10.00(9.50)		9.50
iv)	Car Loan		8.00		8.00