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Direct Loan of Rate Of Interest

REVISION OF INTEREST RATE ON LOANS AND ADVANCES DIRECT FINANCE TO INDIVIDUAL EFFECT FROM 02.05.2018
Direct Finance Purpose of Loan Existing Rate Of Interest Revised Rate Of Interest
Direct Finance to Individual OSCB to CCB CCB to Individual OSCB to CCB CCB to Individual
1 Loan Against Postal Security
i) Other Than Staff 11.50 12.00 11.50 12.00
ii) Staff Of CCB 10.50 11.00 10.50 11.00
iii) Pledge Of Gold Ornaments
a) Other Than Staff 11.50 11.50 11.50 11.50
b) Staff CCB 10.50 11.00 10.50 11.00
2 Consumer Durable Loan 11.50 12.00 11.50 12.00
3 Cash Credit Loan To Ind. 11.50 12.00 11.50 12.00
4 Term Loan to Ind (SSI/term/Working Cap) 11.50 12.00 11.50 12.00
5 SRTO 11.50 12.00 11.50 12.00
6 HBL Loan (Fixed)
a) Up to 5 years 9.00 11.00 9.00 11.00
b) 5 years to 10 years 9.00 11.00 9.00 11.00
7 Education Loan
a) Up to 4 Lakh 10.50 12.00 10.50 12.00
b) Above 4 Lakh 11.00 12.00 11.00 12.00
8 Personal Loan 13.00 12.00 13.00 12.00
9 Loan Against Property 11.50 12.00 11.50 12.00
10 SHG/JLG Loan to individual 12.00 12.00
11 Loan to Staff
a) Motor Cycle Loan 10.00 10.00
b) H.B loan 10.00 10.00
c) Personal Loan 11.00 10.00